5K Deposit Mortgages: Honest Advice for First Time Buyers
For most first-time buyers, the deposit is the hard part. You can have a steady job, a decent salary and a spotless credit history. But if you’re renting, saving £15,000…
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Mortgage Application Declined? Here’s What Happens Next
Securing a mortgage is often a time consuming and potentially stressful time for future homeowners. And while we can take all the steps to ensure your mortgage application is accepted…
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What Documents Do I Need to Apply For a Mortgage?
When applying for a mortgage, various types of documentation are required to complete your mortgage application. Knowing which documents you need prior to applying puts you in good stead to…
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Do I Need a Mortgage Broker? (a Broker’s Honest Opinon)
Something I often see on social media is someone asking for mortgage advisor recommendation, only to be met with responses such as “Don’t use a mortgage advisor, do it yourself…
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Mortgage Terminology: An A-Z Glossary of Terms
The mortgage world is packed with new words and phrases that first time buyers aren’t familiar with. These terms are useful for anyone looking to get a mortgage on a…
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What is a Mortgage in Principle & How Do I Get One?
Heard an estate agent mention a Mortgage in Principle? You may have also heard it called an Agreement in Principle (AIP) or Decision in Principle (DIP). This is a statement…
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5 Reasons First Time Buyer’s use a Mortgage Broker
The process of getting a mortgage can be complex. It’s a big financial decision with a lot to consider and plenty of documents to provide, which is why mortgage brokers…
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5 Ways to Save for a Deposit on Your First Home
One of the most challenging aspects of buying a home as a first-time buyer is saving a deposit. Getting on the property ladder is an achievement worthy of celebration, but…
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