Getting a mortgage in the UK as a Russian Expat
We understand the diverse communities across the UK and ensure our service as expert mortgage advisers caters to everyone.
Our dedicated Russian speaking broker, Tatiana Dring, understands the challenges faced by foreign nationals when obtaining a mortgage and buying a home. She’s an important part of our team, helping to guide foreign nationals through the mortgage process smoothly, offering her expertise and support every step of the way.
Whether you’re an EU Citizen, a Ukrainian National or Russian Expat, we can provide support for your home property purchase. Tatiana is here to:
- Explain the mortgage process as clearly as possible
- Provide consultations in Russian as well as English
- Translate all documents
- Establish contact with a Russian speaking conveyancer
- Support communication with solicitors, estate agents, and other professionals
Alongside providing support for property purchases, Tatiana has experience in providing wide range of advice as former migrant support worker. She also held a licence on EU Status Immigration Advice, which she finds her knowledge of the area useful in this role as a Russian-speaking mortgage broker.
Is it possible to get a mortgage with a specific immigration status/visa?
You’re eligible for a mortgage as a foreign national if:
- You’re a non-UK citizen with indefinite leave to remain or permanent residency
- You’re a non-UK resident or don’t have permanent residency in the UK
- You’re an EU citizen with Settled or Pre-Presetled status
- You’re a foreign national without any immigration status and can prove a continuous 5 years residency.
We may also be able to provide advice to help clients without any type of visa or residence permit. In these situations, it’s always best to speak to an expert who can point you in the right direction. We also support Ukrainian nationals on The Homes for Ukrainian Sponsorship schemes.
Choosing the right broker and mortgage lender in these scenarios is essential. We understand the complexities of getting on the property ladder as a foreign national, which is why we’re here to offer our expertise and experience.
FAQs
It doesn’t matter if you don’t work a traditional 9 to 5 job. Whatever your employment status, whether that’s agency work, temporary work, or zero-hour contracts, getting a mortgage is possible. Provided you can show eligibility and affordability, we’ll help you to buy a home in the UK.
Some foreign nationals may have very little credit history, especially if you haven’t been in the UK long enough to start building credit. If this sounds like you, it doesn’t mean your dreams of buying a property are over. Our team at Mortgage Synergy can provide consultations on improving credit history and will find the right mortgage lender for your circumstances.
Mortgage lenders in the UK do accept different currencies for your deposit. It’s best to speak with our Russian-speaking mortgage broker, who can advise on the documentation you will need for your deposit if you’re using funds from a foreign bank account or gifted by your relatives living abroad.