About us

Welcome to Mortgage Synergy, where we pride ourselves on our variety of mortgage and protection services. Located in King’s Lynn, West Norfolk, a town full of vibrancy and years of history, our mission is simple—we put you first.

Our promise

Our team of expert mortgage and protection advisers aim to make the mortgage process as effortless as possible. We do this by putting you first, ensuring we always deliver high-quality professional services.

Let our experienced team be your partner on your mortgage journey. We’re committed to staying with you throughout the entire lifespan of your mortgage, with the aim of helping you achieve mortgage-free status as swiftly as possible.

Meet the people behind Mortgage Synergy

Headshot of Ryan Bensley from Mortgage Synergy
Ryan Bensley
Headshot of Dale Farnham from Mortgage Synergy
Dale Farnham
Headshot of Kay Gayton from Mortgage Synergy
Kay Gayton
Headshot of Tatiana Dring from Mortgage Synergy
Tatiana Dring
Headshot of Laura Murray from Mortgage Synergy
Laura Murray
Headshot of Joe Youdan from Mortgage Synergy
Joe Youdan

Our story

Mortgage Synergy began in October 2023 by Ryan Bensley, after aspiring to bring a customer-focused approach to mortgages for more residents in King’s Lynn. And eventually, across the UK.

With 10 buy-to-let properties, Ryan knows the mortgage process inside out. An expert in his own right, Ryan’s expertise and first-hand knowledge of the industry afforded him a great opportunity to start Mortgage Synergy with confidence.

Before this, he began his career at PAB Mortgages in 2015 after training to become a mortgage adviser. It was here he discovered advising clients on mortgages was like second nature to him. 

After PAB Mortgages, Ryan took the leap and decided to go solo, alongside the help of a few of his colleagues from PAB.

Kay Gayton came along for the journey, operating under administrator and case manager bringing over 15 years experience in administration, office management & operations.

Dale Farnham, a previous customer relationship manager at Barclays Bank, also took the PAB route as a trainee mortgage adviser. He then joined Mortgage Synergy in October 2023, servicing an ever-expanding client base ever since.

Ever since, we’ve continued to grow both our internal team and client base to offer outstanding mortgage advice and protection services.

Team Photo of Mortgage Synergy taken in January 2026

Who we help

Whether you’re a first-time buyer, remortgaging or looking to expand your small business, we’re dedicated to helping you find the best deal for the right price, saving you money at the same time as minimising stress. Our advisers are also equipped to manage remortgages, development projects and property investment. All whilst offering advice on protecting your investment too.

We know how exciting it is to get on the property ladder, especially if it’s your first home and you’re looking for many happy years to come in your new property. We celebrate all life milestones.

For business owners, we can help you to purchase a commercial mortgage which enables you to expand and continue doing what you love to do.

And sometimes it’s time to move on and relocate for your next adventure. So, if remortgaging is your next step, our advisers have years of experience managing this process for our clients.

We’re highly recommended

At Mortgage Synergy, we take pride in our strong client referral base, which showcases our quality advice and personalised, professional services we offer. Property, in all its forms, is a huge investment, so if you’re seeking the best mortgage deal money can buy and the very best service, we’re here to help.

It doesn’t matter where you are on your journey to becoming a property owner, we provide the same professional service across the business. We ensure your needs are met and you’re happy with the outcome.

We’ve got a strong mortgage advising process, with many happy clients having secured the right mortgage for their budget and circumstances. We aim to help you achieve mortgage-free status as swiftly as possible.

Supporting our local community

Cats protection

Mortgage Synergy supports local charities in King’s Lynn and the surrounding community. One that gets our support as a team of animal lovers is Cats Protection. Regularly on Sunday’s, Ryan volunteers at Cats Protection in Downham Market – offering them his time to help them in the great work they do for getting the lovely cats in their care rehomed.

Purfleet Trust

We are proud to support The Purfleet Trust, a local charity based in West Norfolk dedicated to helping homeless individuals regain stability and secure permanent housing. Our partnership with the organisation reflects our commitment to making a positive impact within the community. You may have seen our logo displayed on their van, and we actively contribute to events they are involved in, like sponsoring the team that participated in the King’s Lynn GEAR 10K run in 2024, where we also provided branded T-shirts.

Menu