Mortgage Brokers
Swaffham

Getting started with your mortgage? We help home buyers and movers in Swaffham secure the best mortgages for them from our Norfolk office.

Get a Mortgage in Principle

✔ Fee-free mortgage brokers
✔ Whole-of-market access
✔ Independent advice

Helping you buy your first home, move home, remortgage and more

Before you start looking for the right home, it’s important to remember that a mortgage is a secured loan you take out, with the agreement of repaying the loan each month.

As mortgage advisers who’ve helped hundreds of buyers, we can offer you our specialist expertise. Combined, our team has many, many years of experience advising clients on mortgages – from the straight-forward to the most complex of situations.

From assessing your finances and borrowing eligibility to whether you need insurance for your mortgage and signing a contract, we’re here every step of the way. Those jargon-filled documents you’ve received when inquiring about mortgages, eligibility, and properties, we’ll break those down for you.

With so many mortgage options available, it’s normal for a buyers to feel overwhelmed. With one of our advisers on your side, we can help you find the best mortgage deal for the best price.

Should you face any hurdles when applying, there’s no need to panic. Our team knows the best way of handling these kinds of scenarios, because there’s a good chance we’ve solved it before.

Get a Mortgage in Principle

Independent mortgage advice, tailored to your circumstances

First time buyer? Here’s how we help

Now, you can search for a mortgage yourself on your own terms. But many first-time buyers enlist the help of an expert mortgage adviser. And they do so for many reasons. As accredited advisers, we have exclusive access to great deals and discounts. We’re by your side every step of the way—we’ll share our fountain of knowledge with you.

By working with us at Mortgage Synergy, the advice and recommendations we give is regulated and accredited by the FCA (Financial Conduct Authority). This means you’re protected by a professional body as soon as you step into our office to start the mortgage process.

What’s more, we’ll ensure you know all you need to know, including the legal parts of the application and how your monthly repayments are calculated. Our advisers are qualified, experienced, and we always keep up-to-date with any changes to the market and the regulations that go with it.

Getting advice from an expert is valuable, not only in terms of the high-quality, professional service we provide, but it also ensures all legalities regarding your mortgage application are complied with.

As mortgage advisers, we’re in a unique position which gives us access to all the lenders on the UK market. We can even secure you a mortgage deal you might not have found online yourself. We’ve built long-lasting relationships with the lenders, which awards us with access to exclusive deals.

Why choose us?

Hundreds of home buyers in Swaffham and the surrounding areas have trusted us to secure the best mortgage for their circumstances. Here’s a few reasons why you should too:

The mortgage advice we offer you is entirely independent. That’s because we’re not tied to a specific lender.
We’re fee-free, meaning we simply receive a commission from the lender. All mortgage brokers receive a commission, but the difference is we won’t change you any additional fees on top.
We have whole-of-market access, meaning we have the best chance of finding the best mortgage for your circumstances.
We’re a trusted local business with over 130+ 5* reviews on Google, owing to our first-class service.
We’ll be by your side throughout the lifetime of your mortgage — from your very first payment to your final one.

So, if you’re ready to start, just give us a call or enquire via our contact form. One of our friendly mortgage advisers will be happy to help.

Your home may be repossessed if you do not keep up repayments on your mortgage.

It’s never to early to discuss your mortgage

Tell us about your mortgage requirements and one of our specialist advisors will be in touch within 24 hours.

Find us at our King’s Lynn office

Our Norfolk office is based in King’s Lynn, where we’ve been helping clients in Swaffham and beyond since the day we started.

If you’d prefer to talk about your mortgage with us in person, we’ll arrange a meeting with you to discuss your affordability and options.

Address:
2 Regis Pl
King’s Lynn
PE30 2JN

Speak to an advisor

FAQs

No. At Mortgage Synergy, we receive commission from the lender. This is the same as every other broker—it’s common in our industry. The difference is we don’t charge additional fees on top of the commission, like some mortgage brokers do.

A Mortgage in Principle is a statement provided by lenders to inform you of how much they will lend before you’ve finalised your purchase. It gives you an official estimate you can then use during the home buying process.

A mortgage in principle (also known as a decision in principle) normally lasts three months. If it runs out, let us know and we can easily get a new one once we’ve updated your financial information.

You will need a Mortgage in Principle—then a mortgage offer. You’ll also need a solicitor to assist with the legalities of the purchase and a deposit.

If you haven’t got a Mortgage in Principle yet, here’s a list of documents you’ll need.

No, self-employment doesn’t necessarily make it harder to get a mortgage. It means your income is assessed differently than a traditionally employed applicant.

Whether you’re self-employed or employed, banks tend to lend 4.5 times your annual income. Some lenders offer more, however, so speak to us and we’ll help.